Find out about Many Types of Home Loans

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Find out about Many Types of Home Loans

Personal Banking

House is where the center is

VISUALIZE THE OPTIONS

We are able to help finance your eyesight and turn any household in to the house of one’s goals.

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INTEREST OPTIMUM LOAN AMOUNT OPTIMUM LOAN TO VALUE OPTIMUM TERM
TRADITIONAL MORTGAGE
LEARN CONSIDERABLY 		$510,400 97% 30 years
JUMBO LOAN
LEARN MORE
  • Fixed
  • Adjustable
 $3,000,000 85percent 30 years
PORTFOLIO LOAN
LEARN MORE		 $2,000,000 90% three decades

All home loans are susceptible to credit approval and home assessment.

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INTEREST RATE MAXIMUM LOAN AMOUNT MAXIMUM LOAN TO VALUE MAXIMUM TERM
FHA
LEARN CONSIDERABLY
  • Fixed
  • Adjustable
 $510,400 96.5% 30 years
VA
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  • Fixed
  • Adjustable
 $510,400 100% 30 years
USDA
LEARN MORE		 Fixed $510,400 100% 30 years
PENNSYLVANIA HOUSING FINANCE AGENCY (PHFA) LOAN
learn more		 Fixed $510,400 97% 30 years
HOMEREADY MORTGAGE
LEARN MORE		 Fixed $510,400 97% 30 years

EMPLOY NOW

All home loans are at the mercy of credit approval and property assessment.

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INTEREST MAXIMUM LOAN AMOUNT OPTIMUM LOAN TO VALUE OPTIMUM TERM
PORTFOLIO LOAN
LEARN MORE 		Adjustable $2,000,000 90% three decades
HOME IMPROVEMENT TYPE OF CREDIT
LEARN CONSIDERABLY 		Adjustable with fixed-rate option 1 $350,000 2 85% 25-year 3

All home loans are susceptible to credit approval and home appraisal.

  1. Fixed-rate loan option relates to a house equity credit line with at least outstanding stability of $5,000 and allows for no more than three (3) interest hair through the 10-year draw duration with $100 charge per lock.
  2. Loan sizes more than $250,000 need Univest to take first position that is lien.
  3. The percentage that is annual (APR) during the 10-year draw duration is adjustable and in line with the Prime Rate published when you look at the Wall Street Journal, along with a margin. The present Prime speed is 4.75 percent at the time of 08/22/2018. The minimum APR is 3.00%; maximum APR is 18.00%. The interest that is actual and terms may alter whenever you want before or after account opening. Following the 10-year draw period the total amount will transform up to a 15-year fixed-rate principal and interest re payment at a consistent level in place at that moment.

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INTEREST RATE MAXIMUM LOAN AMOUNT MAXIMUM LOAN TO VALUE MAXIMUM TERM
CONSTRUCTION-TO-PERMANENT
LEARN CONSIDERABLY
  • Fixed
  • Adjustable
$2,000,000 90% 12 months
LOT LOAN
LEARN MORE		 Fixed $250,000 75percent 24 months with an amortization that is 15-year

All home mortgages are at the mercy of credit property and approval assessment.

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RATE OF INTEREST OPTIMUM LOAN AMOUNT OPTIMUM LOAN TO VALUE OPTIMUM TERM
PORTFOLIO LOAN
LEARN MORE 		Adjustable $2,000,000 90% three decades
SWING LOAN
LEARN MORE 		Adjustable $350,000 80% one year
great deal LOAN
LEARN MORE 		Fixed $250,000 75% a couple of years with an amortization that is 15-year
Adjustable $1,000,000 95% three decades

All home loans are at the mercy of credit property and approval assessment.

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RATE OF INTEREST OPTIMUM LOAN AMOUNT OPTIMUM LOAN TO VALUE OPTIMUM TERM
TERM LOAN
APPLY NOW		 Fixed $350,000 2 85% 15 years
PERSONAL CREDIT LINE
APPLY NOW		 adjustable by having an option that is fixed-rate $350,000 2 85% 25 years 3

CONSERVE TO $675 OFF CLOSING COSTS & FEES *

On a true house equity loan or personal credit line.

*New house equity term loans of $25,000 or maybe more and home that is new type of credit applicants that simply take an initial draw for the smaller of $25,000 or 50percent of these line at closing, will get a credit toward shutting costs and costs considering qualified loan tiers: • Amounts from $5,000 to $150,000 will get a credit as much as $250 • quantities from $150,001 to $250,000 will get a credit as much as $525 • quantities from $250,001 to $350,000 will get a credit up to $675

Loan and supply are susceptible to approval. The actual costs will be applied if closing costs and fees are less than the eligible credit amount. If closing costs and costs surpass the qualified credit quantity, the total amount of this closing expenses and charges will likely to be compensated by the loan recipient(s). Offer is just legitimate on brand new house equity term line and loan of credit applications. Offer will not connect with refinances on current Univest house equity loans, can’t be along with virtually any offer and it is susceptible to alter without warning.

All loan requests are at the mercy of approval. Interest levels differ predicated on credit rating along with other credit requirements, including loan to value for home-secured loan demands.

  1. Fixed-rate loan option pertains to a house equity credit line with the absolute minimum outstanding balance of $5,000 and enables at the most three (3) interest rate locks throughout the draw that is 10-year by having a $100 cost per lock approved cash home office.
  2. Loan sizes more than $250,000 require Univest to be in first position that is lien.
  3. The percentage that is annual (APR) during the 10-year draw duration is adjustable and in line with the Prime Rate published into the Wall Street Journal, and also a margin. The current Prime speed is 4.75 percent at the time of 08/22/2018. The minimum APR is 3.00%; maximum APR is 18.00%. The interest that is actual and terms may alter at any time before or after account opening. Following the 10-year draw period the total amount will transform to a 15-year fixed-rate principal and interest re payment at a consistent level in place in those days.